SIP calculator
What could your SIP grow to?
See what a monthly SIP or a one-time lumpsum could grow to.
₹
₹500₹2 L
%
1%30%
yrs
1 yrs40 yrs
Invested
₹12,00,000
Estimated gains
₹11,23,391
Estimated value after 10 years
₹23,23,391
48% of it is growth
View year-by-year table
| Year | Amount invested | Estimated value |
|---|---|---|
| 1 | ₹1,20,000 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹8,24,864 |
| 6 | ₹7,20,000 | ₹10,57,570 |
| 7 | ₹8,40,000 | ₹13,19,790 |
| 8 | ₹9,60,000 | ₹16,15,266 |
| 9 | ₹10,80,000 | ₹19,48,215 |
| 10 | ₹12,00,000 | ₹23,23,391 |
Illustrative only, based on the rates you enter; returns are not guaranteed. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
How to use it
- 1Choose Monthly SIP or Lumpsum.
- 2Set how much you invest, the return you expect and for how long.
- 3Read the estimated value, and hover the chart to see any year.
The formula
FV = P × [((1 + i)ⁿ − 1) / i] × (1 + i), where i is the monthly rate and n the number of months.
Questions
A Systematic Investment Plan invests a fixed amount in a mutual fund every month. It builds discipline and averages your purchase cost across market ups and downs.
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