SWP calculator

Turn your corpus into a monthly income.

Plan a regular monthly income from your mutual fund corpus.

₹
₹1 L₹10 Cr
₹
₹500₹10 L
%
1%20%
yrs
1 yrs40 yrs

Balance left after 20 years

₹69,63,401

Lasts the full 20 years

Invested

₹50,00,000

Total withdrawn

₹72,00,000

Remaining balanceTotal withdrawn
₹0₹20 L₹40 L₹60 L₹80 LNowYr 2Yr 4Yr 6Yr 8Yr 10Yr 12Yr 14Yr 16Yr 18Yr 20
View year-by-year table
YearTotal withdrawnRemaining balance
1₹3,60,000₹50,41,500
2₹7,20,000₹50,86,444
3₹10,80,000₹51,35,119
4₹14,40,000₹51,87,833
5₹18,00,000₹52,44,923
6₹21,60,000₹53,06,751
7₹25,20,000₹53,73,711
8₹28,80,000₹54,46,229
9₹32,40,000₹55,24,765
10₹36,00,000₹56,09,820
11₹39,60,000₹57,01,935
12₹43,20,000₹58,01,695
13₹46,80,000₹59,09,735
14₹50,40,000₹60,26,742
15₹54,00,000₹61,53,461
16₹57,60,000₹62,90,697
17₹61,20,000₹64,39,324
18₹64,80,000₹66,00,287
19₹68,40,000₹67,74,610
20₹72,00,000₹69,63,401

Illustrative only, based on the rates you enter; returns are not guaranteed. Mutual fund investments are subject to market risks, read all scheme related documents carefully.

How to use it

  1. 1Enter your corpus and the monthly amount you want to withdraw.
  2. 2Set the return you expect on the remaining money and the period.
  3. 3Check whether the corpus lasts, and what is left at the end.

The formula

Each month: V = V × (1 + i) − W, until the period ends or the corpus runs out.

Questions

An SWP redeems a fixed amount from your mutual fund every month while the rest stays invested. It is a common way to draw a pension-like income.
A village road at sunset leading towards the horizon

Want help acting on these numbers?

Leave your number and a Vara ArthVishwa specialist will turn this plan into real investments.

We only use your details for this request. No spam.