Goal SIP calculator
How much do you need to invest for your goal?
Work out the monthly SIP needed to reach a goal on time.
₹
₹50,000₹5 Cr
yrs
1 yrs40 yrs
%
0%15%
%
1%30%
₹
₹0₹2 Cr
Monthly SIP you need
₹19,270
Goal in 10 yrs: ₹44.77 L
Goal cost then
₹44,77,119
Savings will grow to
₹0
Or a lumpsum today of
₹14,41,513
View year-by-year table
| Year | Amount invested | Projected value |
|---|---|---|
| 1 | ₹2,31,237 | ₹2,46,833 |
| 2 | ₹4,62,474 | ₹5,24,970 |
| 3 | ₹6,93,712 | ₹8,38,382 |
| 4 | ₹9,24,949 | ₹11,91,543 |
| 5 | ₹11,56,186 | ₹15,89,493 |
| 6 | ₹13,87,423 | ₹20,37,913 |
| 7 | ₹16,18,660 | ₹25,43,204 |
| 8 | ₹18,49,897 | ₹31,12,579 |
| 9 | ₹20,81,135 | ₹37,54,164 |
| 10 | ₹23,12,372 | ₹44,77,119 |
Illustrative only, based on the rates you enter; returns are not guaranteed. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
How to use it
- 1Enter what the goal would cost today, such as education, a home or a wedding.
- 2Set when you need the money and the inflation you expect for that cost.
- 3Add any savings you have already set aside for this goal.
The formula
Future goal G′ = G × (1 + inflation)ᵗ. Monthly SIP = (G′ − S × (1 + r)ᵗ) ÷ {[((1 + i)ⁿ − 1) / i] × (1 + i)}.
Questions
Prices rise over time. A college fee of ₹10 lakh today may cost much more in ten years, so the calculator plans for the future cost, not today's.
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