Compound interest calculator
Watch interest earn interest.
See how interest on interest grows your money, and compare it with simple interest.
₹
₹1,000₹5 Cr
%
1%30%
yrs
1 yrs40 yrs
Compounding
Maturity value after 10 years
₹2,20,804
Principal
₹1,00,000
Compound interest
₹1,20,804
Simple interest would be
₹80,000
View year-by-year table
| Year | Principal | Maturity value |
|---|---|---|
| 1 | ₹1,00,000 | ₹1,08,243 |
| 2 | ₹1,00,000 | ₹1,17,166 |
| 3 | ₹1,00,000 | ₹1,26,824 |
| 4 | ₹1,00,000 | ₹1,37,279 |
| 5 | ₹1,00,000 | ₹1,48,595 |
| 6 | ₹1,00,000 | ₹1,60,844 |
| 7 | ₹1,00,000 | ₹1,74,102 |
| 8 | ₹1,00,000 | ₹1,88,454 |
| 9 | ₹1,00,000 | ₹2,03,989 |
| 10 | ₹1,00,000 | ₹2,20,804 |
Illustrative only, based on the rates you enter; returns are not guaranteed. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
How to use it
- 1Enter the principal, the annual rate and the number of years.
- 2Choose how often interest compounds: yearly, half-yearly, quarterly or monthly.
- 3Compare the result with simple interest on the same amount.
The formula
A = P × (1 + r/k)^(k × t), where k is the number of compounding periods a year.
Questions
Yes. The more often interest compounds, the more you earn, although the extra gain from monthly over quarterly is small.
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